These are our frequently asked questions. If you have a question that's not listed on this page or want to discuss anything further, feel free to reach out to us.
Who is your typical client?
The typical client we work with has a stewardship mindset. Meaning they understand that everything is God's and we are called to manage it to the best of our ability. Not only does this impact how we spend and give, but it also impacts how we invest. Everything we do at Three Nine Financial flows from this stewardship mindset.
Who is not a good fit for Three Nine Financial?
Anyone who is placing their hope in worldly riches and thinks we have a crystal ball to get them there faster. Also, anyone who doesn't mind profiting from the weaknesses or addictions of others, so long as it makes them more money. Yes, we want to earn good returns for our investors, but we believe we can do so without intentionally harming others.
How do you get paid?
Three Nine Financial is a fee-only wealth management firm. Being "fee-only" means we do NOT receive any compensation other than what the client pays us directly. Because we receive no commissions or kickbacks, we are on the same side of the table as you and can give completely unbiased advice.
Please see our Services page for more information on our pricing.
What is the Chartered Financial Analyst (CFA) credential?
The Chartered Financial Analyst® (CFA®) credential is the most respected and recognized investment designation in the world. The curriculum covers academic theory, current industry practice, and ethical and professional standards to provide a strong foundation of advanced investment analysis and real-world portfolio management skills. A work experience requirement and an annual attestation to ethics ensure career long professional excellence by those who have earned the charter. (Source: CFA Institute)
Learn more about the CFA credential and other financial industry credentials here.
What does Three Nine mean?
Three Nine Financial is named after Proverbs 3:9 which says, "Honor the Lord with your wealth, with the firstfruits of all your crops." Our mission is to help others create the greatest Kingdom impact with the resources entrusted to their care. We view our work as worship because we seek to bring glory to God through financial stewardship.
Where can I find more information about BRI?
Here are a few great resources to get you started:
Christian Investment Forum
Eternal Perspectives Ministries (Randy Alcorn)
Book - I Found Jesus in the Stock Market
Book - Investing with Integrity
Book - Kingdom Gains: What Every Christian Should Know Before Investing
If you want to learn more, we'd love to talk with you about it. Just go to the Schedule page to set up a time to talk.
Why Three Nine Financial?
The three main reasons our clients choose to work with us are:
1. Stewardship mindset
When making stewardship decisions, it's imperative to work with someone who shares an eternal perspective.
2. Investments aligned with scripture
Investing God's money becomes an act of worship as we seek to glorify Him through Biblically Responsible Investing.
3. On your side
Since we are a "fee-only" advisor, we aren't going to try to sell you financial products. Our only considerations when giving advice are you and eternity.